help the government fight the funding of terrorism and money laundering
activities, the USA PATRIOT Act, a Federal law, requires all financial
institutions to obtain, verify, and record information that identifies
each person who opens an account, including business accounts.
What this means for you: When you open an account, we will ask you for your
name, address, date of birth and other information that will allow us
to identify you. We may also ask to see your driver's license or other
identifying documents. If you are opening an account on behalf of a
business entity, documents relating to the business may also be
Our Cash Management system provides business and retail customers with an effective and convenient on-line link to managing the funds in their accounts.
Business customers can generate their own ACH payment files to make automatic payroll deposits directly into their employees' accounts. ACH files can also be originated to make various debits from individual accounts.
Customers can execute many types of funds transfers between accounts. The system provides for transfers between deposit accounts, such as savings to checking, as well as, transfers from a deposit account to a loan account in order to make a variety of loan payments, including regular payments, principal only, and a loan payoff. Customers can even make a cash advance by transferring funds from their loan (credit line) account to a deposit account. All transfer of funds transactions are executed on-line, real-time and all account available balances are updated immediately.
Customers can wire funds to an account at another bank by completing a wire transfer request form on-line, which is transmitted to the bank for processing.
Cash Management Frequently Asked Questions